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TRC News

PixByAir launched to support Appraisal, Loss Analysis and Disaster Assessment Services


Baltimore, MD - Teuten Risk Consulting announced the formation of PixByAir (www.pixbyair.com) a specialist Aerial Photography subsidiary business focusing on photographic support for Appraisal, Loss Analysis and Disater Assessments. PixByAir has the advantage of 'in house' resources comrising aircraft, photographer, pilot and risk manager which facilitates rapid response and expertise not available elsewhere in the industry. 25 Years of professional image making in all formats, the very latest in photography equipment, our own aircraft and a commercial pilot with over 23 years experience combine to deliver a powerful and compelling product.

Whether the target is a boat, building, marina, cityscape or disaster area PixByAir has the unique capability of capturing an image as it is intended, and for any number of purposes. Our state of the art Photography technology and access to the skies at any time allow us to be highly flexible, and create a finished product that is simply breathtaking! 

"Professional Aerial Phography at its best"


Marinalife Launches Boaters Insurance Program


Baltimore, MD - Marinalife, the leading online concierge service for boaters, has launched a Boaters Insurance Program (www.marinalife.com/insurance) which gives owners a dedicated hands-on service experience from a trusted resource. Marinalife Insurance Services is led by marine insurance and risk management veteran Peter Teuten.

For the active boater, maintaining comprehensive and adequate insurance is an integral component of cruising with confidence. “Offering insurance is a natural extension of the Marinalife comprehensive service model. We have a deep understanding of our members’ needs and how insurance fits into the overall equation. In addition to the expertise we provide, members will experience program specific cost advantages and can avoid having multiple providers,” explains Teuten.

Marinalife member Bob Arrington is a highly experienced boater and shares, “A lot of companies were willing to quote the insurance on our new boat, but only the professionals at Marinalife took the time and offered their expertise to make sure we were covered through the complete purchase process. These are the kind of people with whom we want to do business!”

Marinalife Insurance Services is a Lloyd’s coverholder as well as an agent for ACE and several other key market leaders.

Marinalife members will receive insurance discounts and preferred pricing but the program is available to all qualifying boaters. More information is available at www.marinalife.com/insurance, by emailing insurance@marinalife.com or calling 410.752.0505 ext.1004


Executive Pay – Overpaid with your money!


How can we justify massive pay packages for public companies losing money in a downward cycle? That’s an interesting, and ever controversial subject, which plays out with must partisan discourse in the court of public opinion. I saw the issue in its simplest terms in April 2009 (and still do!). Whether my fellow pundits on CNBC agreed with me is another matter. Check out how this played out below.

TRC Announces the CAPTURE™ enterprise risk initiative

10th October 2010

Having lead global market thinking in the early concepts of ERM well before ERM was ‘fashionable’, we have developed an advanced ERM 2.0 process implementation model to enable transition ERM initiatives from concept to reality. Known as CAPTURE™, we expect this to become a de facto industry standard much as our MMM (Measure, Manage, Monitor) concept developed in 2001, or our Technology implementation methods (Evolution of ERM) conceived in 2000 have now become in their various evolved forms. The difference this time around is empirical evidence and practical experience. Ten years into ERM, we know what works and what doesn’t, we know that hypothesis is not necessarily practical solution, much as evidence neither necessarily defines nor heightens defensibility. What works is what can get done effectively, efficiently and sensibly so that a business is better managed, more secure in its potential outcomes, and more defensible against the many threats to its existence.


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TRC News

News from Teuten Risk Consulting. read more


America’s Improved Giant
Tuesday, February 26, 2013

AMERICANS are often asked by politicians if they are better off now than they were four years ago. Anyone involved with American International Group (AIG), an insurance company felled by the financial crisis, can safely answer “yes” to that question. In just four years it has freed it... .. read more..

Capital curbs on insurers will add to government burden: IIF
Tuesday, December 18, 2012

LONDON (Reuters) - Proposed curbs on insurers aimed at preventing a repeat of AIG's 2008 taxpayer bailout could raise the cost of insurance, making more people dependent on the state, a finance sector lobby group said. "As currently designed, there is a high risk of detrimental unintended consequ... .. read more..

Commentary cites risks from reinsurance-tax bill
Sunday, October 28, 2012

After disasters like earthquakes in California and hurricanes along the coast of the Gulf of Mexico, the public face of recovery often is the insurance companies. Just as important to ensuring this sector's survival are the reinsurers that provide backup insurance coverage, particularly in high-r... .. read more..

Some climate scientists, in a shift, link weather to global warming
Tuesday, October 16, 2012

The worst drought in half a century has plagued two-thirds of the nation, devastating farms and stoking wildfires that scorched almost 9 million acres this year. Withering heat blanketed the East Coast and Midwest, killing scores of people and making July the hottest month ever recorded in the U.... .. read more..

AIG may come under much more U.S. regulatory oversight
Thursday, October 4, 2012

(Reuters) — A federal panel may tag American International Group Inc. as "too big to fail," a move the company has been expecting and one that would sharply increase regulatory oversight of the government-rescued insurer.   AIG said on Tuesday that the Financial Stability Oversight Cou... .. read more..